Chow, one of the CFPB’s founding members, will serve as the regional director of the West region, which includes Alaska, Arizona, California, Colorado, Hawaii, Idaho, Kansas, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Utah, Washington and Wyoming.
Chow holds an master’s degree in finance from San Francisco State University, and he’s a graduate of the U.S. Treasury’s Executive Leadership Program. He spent 26 years with the U.S. Treasury and Federal Home Loan Bank, serving as regional director and deputy director, assistant regional director.
Gibbs will oversee the Midwest region, which includes Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Missouri, Ohio and Wisconsin. Before joining the CFPB, he worked for 19 years at HSBC in executive and compliance positions, as well as an auditor for Price Waterhouse.
Kaplan will oversee the Northeast region, which includes Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont. From 2007 until 2011, Kaplan served as the Pennsylvania Secretary of Banking, where he lead the banking department’s regulatory efforts.
Carley, who joined the CFPB in 2011, will oversee the Southeast region, which includes Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, Washington, D.C. and West Virginia. He holds a master’s degree from the University of Texas and a juris doctor from George Mason University. He previously served in a number of capacities at the CFTC.